The National Defense General Office sent a working group to Gansu to guide emergency rescue.

  CCTV News:According to the website of the Emergency Management Department, on September 7th, the National Defense General Office and the Emergency Management Department organized a video conference on flood control, and jointly discussed with the China Meteorological Bureau, the Ministry of Water Resources and the Ministry of Natural Resources to judge the impact of typhoon Anemone’s residual cloud system and the flood development trend of Wusuli River, and video dispatched Guangdong, Guangxi, Heilongjiang, Gansu and other provinces to deploy flood control and disaster relief work in key areas. The National Defense General Office issued a reminder on the prevention of secondary disasters that may be caused by continuous rainfall in northwest and north China, and sent a working group to Gansu to guide emergency rescue and disaster verification. The National Disaster Reduction Committee and the Emergency Management Department launched a national four-level emergency response to the severe impact of Typhoon Anemone on Fujian on the 6th.

  The meeting pointed out that the typhoon "Anemone" stopped numbering at 17: 00 on the 6th, but the heavy rainfall continued. It is expected that there will be heavy rains and mountain torrents in most parts of Guangdong, most parts of Guangxi, southwestern Jiangxi and southern Hunan from the 7th to the 9th, and the risk of geological disasters and waterlogging in urban and rural areas is high. At the same time, the Wusuli River has been overloaded with police and insurance for a long time, and the pressure of inspection and defense is great, and the situation of flood control and disaster relief is complicated.

  The meeting stressed that it is necessary to consolidate the flood control responsibility system with the chief executive responsibility system as the core, tighten the flood control responsibility layer by layer, urge the responsible persons at all levels to take up their posts, carry forward the spirit of continuous combat, and grasp the countermeasures against heavy rainfall. It is necessary to closely monitor the rain, water conditions, dangers and disasters, strengthen joint consultation and judgment, keep a close eye on the key points and weak links of defense against rainstorms, floods and geological disasters, intensify the investigation and rectification of hidden dangers, and implement the "call-and-answer" mechanism for immediate disaster warning directly to grassroots responsible persons and early warning release measures for the public. It is necessary to do a good job in preventing geological disasters such as mountain torrents, floods in small and medium-sized rivers, accidents in small and medium-sized reservoirs and waterlogging disasters in urban and rural areas, strengthen inspection and defense, guard against secondary disasters, consider the scope of transfer based on the most unfavorable situation, keep an eye on construction workers and foreign tourists, and decisively organize the masses to transfer to avoid risks. It is necessary to highlight emergency rescue and disaster relief, preset emergency forces and materials and equipment, scientifically command and dispatch, strengthen the safety protection of emergency rescue personnel, and properly resettle the affected people and ensure their basic living. According to the local specific conditions, strengthen the scientific scheduling of projects, timely implement water storage at the end of flood season on the premise of ensuring flood control safety, and make overall plans for flood control and drought relief. It is necessary to pay close attention to the development trend of rainwater conditions in Wusuli River, fully grasp the incoming water situation, strengthen inspection and defense, and preset emergency materials in important embankment sections and dangerous sections to ensure timely detection of dangerous situations and rapid and efficient disposal.

Promoting the Construction of Honesty and Releasing the Consumption Potential (Jintai Sight, Paying Attention to the Construction of Social Credit System ④)

  Cartography: Zhang Fangman

  The Opinions on Promoting the High-quality Development of Social Credit System and Promoting the Formation of a New Development Pattern issued by the Central Office and the State Council in March this year put forward that a perfect social credit system is an important guarantee for the effective connection between supply and demand, a solid foundation for the optimal allocation of resources, an important part of a good business environment, and of great significance for promoting the efficient and smooth circulation of the national economy and building a new development pattern.

  How to further promote the construction of social credit system and boost the confidence of credit consumption? Readers and experts put forward opinions and suggestions based on their own experiences.

  False propaganda uses the network platform to give birth to new routines, and pension fraud against the elderly has become a hot spot for complaints.

  "The leaking area of the house is less than two square meters, and the maintenance cost tens of thousands of yuan!" Recently, Mr. Chen, a reader from Fujian, wrote to tell about his experience of being cheated. In May of this year, he saw an advertisement for "professional plugging" on a short video platform, and someone came to the door for testing shortly after leaving his phone number. "The master said that they used drilling high-pressure injection of glue to stop the leakage, with 150 yuan per catty of glue and 560 yuan per catty of paint. I asked how much it would cost, and the workers said it depends. As a result, after injecting the glue, he said that sharing 55 kg of glue and 12 kg of paint cost me 15,000 yuan. And there is no agreement, just a verbal commitment to a 10-year warranty. " Mr. Chen said.

  Coincidentally, Ms. Yang, a reader, also experienced a similar experience: "The glue that costs a few cents costs 100 yuan per catty. Before making up, I told me that I needed about 4 kilograms, but after making up, I said that I used 136 kilograms." According to the clues provided by her, the Market Supervision Administration of Lixin County, Bozhou City, Anhui Province found that the two construction workers were residents of a village in the old town of Lixin County, and they were away from home all the year round and did not have corresponding qualifications. They use the network platform to publish false propaganda, and contact consumers with single-line construction, with only verbal promises and no written agreements, which makes it more difficult for consumers to defend their rights.

  In recent years, local market supervision departments have carried out special rectification actions against false propaganda and illegal advertisements, and investigated and dealt with a number of illegal cases. For example, some exaggerations, a company in Ji ‘an City, Jiangxi Province, said that its shops "buy and rent immediately" and "return the owners stably at 8% to 10% of the total house price every year"; Some false propaganda, a company in Heilongjiang claimed that its instrument was "fat carving instrument", "with radio frequency heating technology, 4 million energy exchanges per second, which instantly heated the fat layer to 70 degrees Celsius". Investigating these typical cases has played a warning role in illegal advertising behavior.

  With the acceleration of China’s aging population, some fraud gangs are targeting the elderly. "The elderly have more assets in their hands, but their ability to prevent and identify is relatively weak. In recent years, various types of fraud crimes against the elderly have been heard from time to time." Jiangsu reader Xu Peihua said.

  According to the tips issued by the WeChat WeChat official account of Hubei Provincial Procuratorate, there are false old-age care services for the elderly. Liars use the forms of providing beds and on-site care to trick the elderly into signing contracts and paying fees. In fact, the services do not exist at all; There are false investments in wealth management, giving small gifts such as rice and eggs to guide the elderly to download the so-called wealth management APP, and then taking high returns as bait, after the elderly charge the money into the APP, they will never get it out again; There are fake old-age care products, which are called "miracle effects", but in fact they exaggerate their effects, and some are fake and shoddy products; There is a false "house-to-house pension", and the swindler mortgages the property to the loan company at a high interest rate and then runs away with the money, leaving the old people with money and houses empty.

  Recently, the Supreme People’s Procuratorate released six typical cases of cracking down on the crime of pension fraud. "Cao Mouming’s fund-raising fraud case" is one example. A few years ago, Cao Mouming set up a series of companies such as Jiangsu Aiwan Investment Co., Ltd. to make false propaganda under the guise of providing home-based aged care services and investing in art. They choose parks, vegetable markets and other areas where the elderly often live, and attract the elderly by giving out small gifts and taking high returns as bait to induce the elderly to participate in fund-raising by signing "home service contracts" and "art trading contracts". Founded more than five years ago, the company has absorbed more than 13.207 billion yuan from more than 110,000 people. Finally, Cao Mouming absconded with the money, causing huge property losses to the participants.

  Fraud seriously damages consumers’ rights and interests, increases social transaction costs and affects consumer market confidence.

  In addition to economic losses, fraud may also endanger the health and safety of victims. Mr. Huang from Liaoning complained on the "Leadership Message Board" of People’s Daily Online that the elderly at home heard an advertisement saying that a hypoglycemic capsule could treat diabetes, so they called and spent 7960 yuan to buy several courses. "Tens of dollars of medicine sold for thousands of dollars, the old man ate for a few days, but his condition became more and more serious. We found out that this is a prescription drug. How can we sell it to the elderly casually? " Mr. Huang is very angry.

  In the new network economy, online training has developed rapidly because it is not limited by time and space. The dishonesty of some online training not only harms the interests of consumers, but also affects people’s confidence in new formats. Reader Ms. Cai complained on People’s Daily Online’s "Leadership Message Board". In December last year, she paid 21,800 yuan for an e-commerce training course of a company in Hangzhou. "The salesperson said that she could help me open an online store on the cross-border e-commerce platform. I can’t afford to pay tuition. The salesperson said that credit cards or online loans can be used. After three or four months of operation, the online store can earn thousands of dollars a month and will soon be able to return to the book. " After listening, Ms. Cai found that the course was actually a free tutorial of the e-commerce platform, and asked for a refund, but it was rejected. Up to now, Ms. Cai’s online shop has been operating for more than 5 months, and her monthly income is only 100 yuan. Ms. Cai said that this lesson made her nervous about online training: "I won’t participate again, I will be very cautious."

  Prepaid consumption is a common trading mode at present, but some merchants delay without reason, refuse to refund the fees reasonably for consumers, or appear to "run away" in breach of contract. Ms. Liang, a reader from Beijing, wrote that she heard that a housekeeping agency had a good reputation and paid more than 40,000 yuan in housekeeping service fees in advance. Unexpectedly, the boss of the company "ran away". Later, she changed to a housekeeping company and paid half a year’s money in advance. Soon she heard that this company was dying, which scared her to apply for a refund. "I didn’t dare to use domestic parenting again. But we have to go to work, and the old man is really tired of taking care of the children alone. " Ms. Liang said.

  He Zhe, a professor at the Department of Public Administration of the Central Party School (National School of Administration), said that honesty is an important guarantee for the operation of the market economy. A market lacking integrity will greatly dampen the willingness of both parties to trade, increase the cost of social transactions, reduce the enthusiasm of market investment and increase the difficulty of supervision.

  Focus on typical cases, crack down on fraud, build a credit network system and promote the construction of credit projects.

  "Many typical cases now have a great social impact. If consumers have no recourse and cannot get compensation for a long time, it will greatly affect the subsequent development of the industry." He Zhe believes that to create an honest environment, on the one hand, we should focus on typical cases and increase the punishment for breach of trust and promise; on the other hand, we should promote the "credit+"project in some key areas, improve the integrity level of the industry, and make overall plans to promote the construction of credit projects according to laws and regulations.

  Recently, the Consumer Council of Shenzhen pushed 10 enterprises and principal responsible persons who failed to refund the advance payment of consumers as agreed to the Shenzhen Public Credit Center for publicity. Now, by inputting the unified social credit code into Shenzhen Credit Network, you can find the "regulatory information" marked by 10 companies including Sayer Education Consulting Co., Ltd., for example, "Since February 2022, Nanshan District Consumer Council has received 22 complaints from consumers about Shenzhen Sayer Education Consulting Co., Ltd., involving an amount of more than 1.085 million yuan. Consumers reported that the company could not provide offline teaching services, the reasonable refund request was rejected, and it was unable to get in touch with the merchants. " This is one of the important measures taken by Shenzhen Consumer Council to build an all-round credit supervision mechanism of "one place is untrustworthy and limited everywhere". In addition to the public push of information, they will also support consumers to file a lawsuit against this untrustworthy enterprise.

  Recently, the news that a film and television actor’s advertising endorsement was suspected of violating the relevant provisions of the advertising law and was fined 7.2212 million yuan has attracted much attention. He Yonghai, a reader in Sichuan, said that in the past, celebrity endorsements were illegal, and at most they were fined. However, this time, according to the law, they were not allowed to endorse advertisements for three years, and the disciplinary effect was stronger. "It is not worth the loss to endorse illegal advertisements, so that celebrities can always maintain awe of the law when they endorse them."

  The Measures for the Administration of the List of Serious Violations of Laws and Trustworthiness in Market Supervision and Management, which was officially implemented in September 2021, clarified that serious violations of consumers’ legitimate rights and interests in the fields of food, medicine, quality and safety and fair competition will be included in the list management of serious violations of laws and trust. As of March this year, local market supervision departments have listed more than 700 market entities in the list of serious violations of law and dishonesty to the public. The State Administration of Market Supervision also exposed typical cases to create a good consumption environment by deterring illegal activities.

  At the same time, with the increasingly effective construction of social credit system, some enterprises have also stepped into the benign track of self-supervision and honest management. Liu Guangli, vice chairman of Beijing Enterprise Evaluation Association, said that in recent years, the pace of promoting the construction of honest enterprises has become faster and faster. In 2017, Beijing Enterprise Evaluation Association successively launched the credit evaluation of industry enterprises in conjunction with 17 industry associations including Beijing Software and Information Service Industry Association, Beijing Zhongguancun High-tech Enterprise Association, Beijing Informatization Association, Beijing Electric Power Industry Association and Beijing Clean Industry Association. By the end of May 2022, 42 batches of 604 credit A-level enterprises had been publicized to the public. In July, 2020, the Beijing Enterprise Evaluation Association led the formulation of the "Beijing Integrity Creation Enterprise Accreditation Standard" which was officially implemented. At present, the information of credit evaluation enterprises has been publicized in "Beijing Enterprise Credit Information Network" and "Credit China (Beijing)". In the bidding of enterprises in furniture industry and construction industry, some credit indicators can get preferential treatment such as extra points or similar priority, and the enthusiasm of enterprises to participate in credit construction is increasing.

  The "credit+"project in domestic and other industries is also continuing to advance. In 2020, the Ministry of Commerce launched the "Home Economics Credit Check" mobile APP to collect information such as the identity, criminal record, physical examination status, training and employment of domestic workers. With the authorization of domestic workers, consumers can inquire about the above information according to law. At present, the construction of credit system of domestic service industry has been promoted and implemented throughout the country. Taking Chongqing as an example, as of May this year, 475 domestic enterprises in Chongqing have registered with the information management system of domestic service industry of the Ministry of Commerce, of which 467 have completed the reporting of enterprise credit information, and a total of 61,442 domestic service personnel have been reported.

  It takes a long time to work hard. He Zhe suggested that to create a credit consumption environment, we should adhere to the rule of law as the foundation, take supervision as the driving force, take typical cases as a warning, strengthen judicial investigation, vigorously promote the construction of integrity, and make honesty and trustworthiness a common practice.

Who is the king? Comparison of 5 popular pure electric mid-sized cars

    Medium-sized cars are a popular market for new car consumption upgrades in China, and they are also one of the most competitive markets. BBA and Japanese models have good reputation and sales in this market. With the explosion of new energy vehicle consumption, Chinese automakers have begun to test the market with pure electric vehicles.

  Xiaopeng was the first to enter the market, and the first production car, Xiaopeng P7 (parameters | inquiry), directly entered the market. On July 25, Changan Deep Blue SL03 was listed, and BYD Seal was listed 4 days later. NIO ET5 was in preparation for mass production. Delivery may be about to start in September, and a battle is about to start…

Autohome

  Long before the Chinese brand, Model 3 has repeatedly achieved the monthly sales crown of the medium-sized car market, is the originator of pure electric medium-sized cars, and is a powerful opponent. Xiaopeng P7 has also been ranked in the Top 10, with a total delivery of nearly 120,000 vehicles. Therefore, we will also include these two "veterans" in this article.

  When selecting a car, you can’t just look at the data, but the data is also something you have to look at, or the part that can best provide rational judgment. We will compare these cars through several hard data such as power consumption, cost of use, cost performance, and driving performance.

  Price: Changan Dark Blue SL03 is the cheapest, NIO ET5 is the most expensive

Changan dark blue, Changan dark blue SL03 2022 515 pure electric version

"Changan dark blue SL03 2022 515 pure electric version"

  First look at the most sensitive pricing, three quasi-new cars, Changan deep blue SL03 two pure electric version pricing 183,900 – 215,900 yuan, directly fell to the price range of 200,000 yuan, and Camry and Accord basically overlap, in the comparison of the 5 pure electric vehicles in the lowest price. Moreover, Changan deep blue SL03 705km long battery life version price 215,900 yuan, and the seal 550km battery life price close to (209,800 – 222,800), and then consider Changan is the purchase of batteries, while BYD battery self-supply, Changan is suspected of making money at a loss is not unreasonable.

Autohome

  Seal guide price 209,800 – 286,800 yuan, high-end models are higher than Japanese hybrid products, non-performance models are positioned in the price range of 200,000 – 250,000 yuan, which is the current honey price area for consumption upgrades. BYD has launched competitive products in the compact car, medium and large car, small car market, and the results are obvious to all. This time, Seal has entered the medium-sized car market, pointing to Model 3, what are the odds of BYD winning? According to the official, the order volume of BYD Seal has exceeded 60,000.

BYD Seal 2022 550km standard battery life rear drive version premium type

"Seal 2022 550km standard battery life rear drive version distinguished type"

  The price of NIO ET5 maintains the usual "high standard". If the vehicle purchase plan is adopted, the price is 328,000-386,000 yuan, both of which are more than 300,000 yuan; if the battery rental plan is adopted, it needs 258,000 yuan, and the monthly battery fee is 980 yuan and 1480 yuan per month. It can be seen that if you buy a car to rent a battery, the price of NIO ET5 overlaps with that of SEAL, but you have to pay thousands more to rent a battery every month.

NIO NIO ET5 2022 100kWh

"NIO ET5 2022 100kWh"

  Xiaopeng P7 models are the most, all with the widest price range, 562E Peng wing performance version price more than 400,000 yuan, if you look at this one, the highest price of Xiaopeng P7 is close to NIO ET5: NIO ET5 700km battery life version price 386,000 yuan, Xiaopeng P7 670E Peng wing version price 386,900 yuan, the two high matching prices overlap.

XPeng Motors Xpeng P7 2022 480N +

"Xpeng P7 2022 480N +"

  If you choose a car just by looking at the price, then we can place an order here, but we are not. Just looking at the price without looking at the cost performance is what is inside. One of the most concerned parameters for consumers to buy an electric car is the cruising range. Next, let’s look at the cost performance.

  Cost-effective: Who has the highest mileage per unit price?

  The calculation method of unit price mileage is: cruising mileage/guide price, which can be understood as: how many cruising mileage you can enjoy for every 10,000 yuan, it is natural that the higher the index, the more cost-effective.

  The CLTC cruising range of the SEAL is 550km and 700km. The Changan Deep Blue SL03 has 515km and 705km cruises. The NIO ET5 is also divided into 550km and 700km cruises, which are exactly the same as the SEAL. However, due to the "one price", at this point, you need to take apart each model of these cars in detail.

Autohome

  In this comparison, it is clear at a glance that the unit price of the 705km battery life version of the Changan Deep Blue SL03 enjoys the highest mileage, reaching 32.65, and the other 515km battery life ranks second, with a target value of 28. No wonder the price of the Changan Deep Blue SL03 was released, and the industry was saying that Changan was just going to "make friends"?

Autohome

  The unit price of the 700k battery life version of the Seal reached 26.94, which is also a relatively high level. It is the highest among the various models of the Seal. Its two 550km battery life models are divided into the Elite type and the Premier type, and the ratio is 26.22 and 24.69 respectively. The price of the Premier type is higher because of other more abundant configurations. What more noble configurations does the Premier type have than the Elite type? – – heating and ventilation of the front seats, multi-colored ambient lights in the car, Dynaudio speakers, and reminders that the seat belt is not worn in the whole car, basically these are the things, so choose the Premier or the Elite, it depends on whether you care about these functions.

BYD Seal 2022 550km standard battery life rear drive version premium type

"Seal 2022 550km standard battery life rear drive version distinguished type"

  The NIO ET5 looks "the lowest cost-effective", but the NIO ET5 is equipped with dual motors, the same as the performance version of the Seal, Xiaopeng P7 and Model 3. We will compare its power and torque parameters later. At that time, we can further find that the NIO ET5 pursues driving experiences such as speed and speed increase.

Autohome

  The 706G model of Xiaopeng P7 has the highest unit price mileage value, which is higher than the 550km distinguished model of the Seal, but this car IPO time is earlier (April 2020), and the active/passive safety configuration and auxiliary/control configuration are basically "beggar version", so it is not popular. However, the 480N + listed in December last year and the 625E model listed in May this year have the highest attention.

  The performance version of Xiaopeng P7 562E has a significantly lower unit price because of the NEDC battery life. According to the approximate conversion of NEDC and CLTC, the CLTC battery life of this car is roughly 607km. Therefore, the unit price of Xiaopeng P7 562E performance version can reach 17.35, but in the three performance models, it is still low.

BYD, Seal 2022 650km 4WD performance version

"Seal 2022 650km four-wheel drive performance version"

  If you only compare the performance models, then the 650km four-wheel drive performance version of the Seal is a winner: a unit price of 22.66, ahead of other pure electric performance models in the same class, and the pursuit of performance experience of the NIO ET5 is lost in this dimension to the Seal and Model 3.

  Power consumption: Who saves the most money when using electricity for 100 kilometers?

  When buying a fuel car, we pay attention to fuel consumption. When buying an electric car, we naturally pay attention to power consumption.

  According to the official 100-kilometer power consumption data released by various companies, the 515km version of the Changan Deep Blue SL03 has the lowest power consumption, with a 100-kilometer power consumption of 12.3 degrees. The rear-wheel drive version of the Model 3 is also very optimistic, with only 12.5 degrees. The 550km battery life version of the Seal consumes 12.6 degrees of power per 100 kilometers, and the 700km long battery life version consumes 13 degrees, which is similar to the 700km long battery life version of the Changan Deep Blue SL03.

Autohome

  The lower energy consumption of the Changan Deep Blue SL03 does not matter. The curb weight of its 515km battery life model is 1725kg, while the curb weight of the Seal 550km battery life model reaches 1885kg, which is 160kg more than the former. In addition, the Changan Deep Blue SL03 is equipped with a ternary lithium battery, which has a higher energy density, while the Seal uses a lithium iron phosphate blade battery, which has a relatively low energy density.

  In terms of money, if calculated according to the daytime charging price of household piles of 0.6 yuan/kWh, the 100-kilometer electricity cost of Changan SL03 515km battery life model is the lowest, only 7.38 yuan, followed by Model 3 rear-wheel drive version and Xiaopeng P7 706G, both 7.5 yuan. The most expensive is Xiaopeng P7 480N +, the 100-kilometer electricity cost is 8.38 yuan, and the Xiaopeng P7 625E is 7.98 yuan, which is also close to 8 yuan. The two SEAL 550km battery life models are 7.56 yuan, and the 700km long battery life model needs 7.8 yuan.

  Of course, the above is based on the calculation of complete household charging, and the official data is used. If public charging piles are used for charging, coupled with the complexity of the usage scenario, the actual cost will be higher than this.

  However, the current NIO ET5 has not released power consumption data. Since it is a dual-motor configuration, and the maximum power and maximum torque are close to the performance versions of several other cars, it is estimated that its 100-kilometer power consumption should not be less than 15 degrees. If you compare the above dual-motor configuration models alone, the 100-kilometer power consumption of the Model 3 performance version is as low as 13.2 degrees. It has to be said that Tesla still has its own unique features.

Tesla China Model 3 2022 Performance All-Wheel Drive Edition

"Model 3 2022 Performance All-Wheel Drive Edition"

  Driving performance: Who has more power?

  In addition to the Changan Deep Blue SL03, the above pure electric medium-sized cars are available in dual-motor configuration versions, and consumers who pursue performance and power experience will prefer such models.

  If you don’t look at the performance model, the official 0-100km/h acceleration of the SEAL’s 700km long battery life is the fastest, 5.9 seconds, and the maximum torque of 360N · m is also quite competitive. Compared with the SEAL, under the condition of more than 500 kilometers of battery life, compared with the SEAL, the Changan Deep Blue SL03 has achieved lower energy consumption, stronger output, and faster "zero hundred".

Autohome

  The NIO ET5 has the largest power and torque data, but the ET5 is equipped with dual motors like other performance models. If this is taken into account, its book data cannot be comparable to the Seal performance version, but the support for power exchange is the unique selling point of the NIO ET5. And NIO has always been accustomed to working hard on intelligent configurations and interiors, such as standard automatic parking, sentry mode, 256-color interior ambient lights, optional L3-level auxiliary driving, etc. The number of intelligent hardware configurations such as cameras and radars is also the highest. The NIO ET5 also comes standard with a lidar.

  Regarding the comparison of interior and intelligent configuration, this article does not cover much, but can be learned in detail in the Autohome model library. Finally, for the sake of more intuitiveness, we have conducted a competitive map analysis of the above models based on parameters such as price, cruising range, and unit price. The following chart may require a little bit of quadrant knowledge.

Autohome

  We divide the above figure into four zones, and the upper left zone is the most "calculating" option. The Changan Deep Blue SL03 705 pure electric version and the Seal 700km long battery life version are the most cost-effective choices; the lower left zone is an affordable area, which is a stable choice for users who do not pursue the ultimate battery life and extreme performance. They can spend less money to get the right product.

  The upper right area is the pursuit of performance, the pursuit of battery life users preferred, which in addition to the Xiaopeng P7 625E, are dual motor models, to meet the pursuit of speed and passion, of course, users also need to pay more money, in addition to the performance of the seal models, are running 350,000 + to go, so it seems that the performance of the seal version more price advantage, coupled with the previous comparison of 100 kilometers of power consumption and acceleration performance, competitiveness is better than Model 3 and NIO ET5 high-end models.

  As for the lower right area, well, they must have their reasons, such as intelligent configuration, interior and so on…

  Editor’s comment:

  Through the comparison of the above hard data on the books, it can be found that each product has its own advantages and shortcomings. As the saying goes, "Hundreds of customers buy general merchandise, and general merchandise sells to hundreds of customers". As the saying goes, "What you buy does not sell.", so after rational data comparison, what to choose depends on some sensibility. If you have to have a hatchback, then you can only choose Changan dark blue SL03. If you want to change electricity, then choose NIO ET5; if you value the brand strength behind the car series, BYD may be given priority…

  In any case, the mid-sized car market is about to usher in more pure electric models "spoiler". The highest monthly sales of Model 3 can exceed 30,000 units, but this is a friend who makes big moves every three or six nine days. Overall, its annual sales have exceeded 150,000 units; Xiaopeng P7’s highest monthly sales have also exceeded 9,000 units, and new models are about to be released. To face these two old players, and to surround each other, as well as the Japanese classic fuel vehicles, the fate of Changan Deep Blue SL03, Seal and NIO ET5 will be determined by one consumer choice. So, who do you like more? Please vote for the future of these 5 cars. (Text/Autohome Wang Jingbo)

Which is better, hand-to-hand integration or wet double clutch?

Manual and automatic integration and wet dual clutch have their own advantages and disadvantages, and they are suitable for different driving environments and needs. The advantages of automatic manual transmission (CVT) include high transmission efficiency, low power loss, simulation of more gears, keeping the engine speed within the economic speed range, reducing fuel consumption, simple operation and easy to use. The disadvantage is that the structure is relatively complex, the maintenance cost is high, and the stability is not as good as that of the traditional automatic transmission when driving at high speed. The advantages of wet dual clutch (DCT) are fast shifting speed, rapid dynamic response, relatively simple structure and low cost, which can better play the dynamic performance of the engine. The disadvantage is that there may be a slight sense of frustration during shifting. Because of the use of two clutches, the structure is more complicated and the failure rate is relatively high. Generally speaking, if you are more concerned about fuel economy and comfort, then hand-to-hand integration may be more suitable for you; If you pursue driving passion and dynamic performance, then wet dual clutch may be a better choice.

Both manual and automatic integration and wet dual clutch are representatives of modern automobile transmission technology, but their principles and structures are different. Manual-automatic integration adopts steel belt transmission, and realizes stepless speed change by simulating more gears, which keeps the engine speed within the economic speed range, reduces fuel consumption, and is easy to operate and use. However, the wet dual clutch uses two clutches, which can achieve rapid dynamic response through rapid gear shifting and better play the dynamic performance of the engine. The structure of the automatic manual transmission is relatively complex, and the maintenance cost is high. When driving at high speed, the stability is not as good as that of the traditional automatic transmission. There may be a slight sense of frustration in the shift process of wet dual clutch. Because of the use of two clutches, the structure is more complicated and the failure rate is relatively high. Therefore, the choice of transmission depends on the individual’s demand for driving performance and economy.

Both manual and automatic integration and wet dual clutch are widely used in automobile field. The advantages of manual and automatic integration include high transmission efficiency, low power loss, simple operation, easy to use and suitable for long-term high-speed driving. The advantages of wet dual clutch are fast shifting speed and rapid dynamic response, which can better play the dynamic performance of the engine and is suitable for drivers who pursue driving passion. However, the disadvantages of manual-automatic integration are relatively complex structure, high maintenance cost and poor stability when driving at high speed. The disadvantage of wet dual clutch is that there may be a slight sense of frustration during shifting, and the failure rate is relatively high. Therefore, the choice of transmission needs to be weighed according to the individual’s demand for driving performance and economy.

Manual-automatic integration and wet dual clutch are the representatives of modern automobile transmission technology, and each has its own advantages and disadvantages. The advantages of manual and automatic integration are high transmission efficiency, low power loss, more gears can be simulated, the engine speed can be kept within the economic speed range, the fuel consumption is reduced, and the operation is simple and easy to use. The advantages of wet dual clutch are fast shifting speed, rapid dynamic response, relatively simple structure and low cost, which can better play the dynamic performance of the engine. However, the disadvantages of manual-automatic integration are relatively complex structure, high maintenance cost and poor stability when driving at high speed. The disadvantage of wet dual clutch is that there may be a slight sense of frustration during shifting. Because of the use of two clutches, the structure is complicated and the failure rate is relatively high. Therefore, the choice of transmission needs to be weighed according to the individual’s demand for driving performance and economy.

Manual-automatic integration and wet dual clutch are two different transmission technologies, each with its own advantages and disadvantages. The advantages of manual-automatic integration include high transmission efficiency, low power loss, ability to simulate more gears, keeping the engine speed within the economic speed range, reducing fuel consumption, simple operation and easy to use. The advantages of wet dual clutch are fast shifting speed, rapid dynamic response, relatively simple structure and low cost, which can better play the dynamic performance of the engine. However, the disadvantages of manual-automatic integration are relatively complex structure, high maintenance cost and poor stability when driving at high speed. The disadvantage of wet dual clutch is that there may be a slight sense of frustration during shifting. Because of the use of two clutches, the structure is complicated and the failure rate is relatively high. Generally speaking, if you are more concerned about fuel economy and comfort, then hand-to-hand integration may be more suitable for you; If you pursue driving passion and dynamic performance, then wet dual clutch may be a better choice.

After the investigation by General Secretary of Supreme Leader, the reporter paid a return visit to Heilongjiang cadres and masses-our story-the story of China.

  In Heilongjiang in May, the sky is vast and fertile.

  From 23rd to 25th, General Secretary of the Supreme Leader came to Yichun City, Fuyuan City, Jiamusi City, Harbin City and other places to investigate and study the implementation of the "Thirteenth Five-Year Plan" and promote the revitalization and development of old industrial bases in Northeast China.

  Following the footsteps of these three days, our reporter visited some cadres and masses who communicated with the general secretary. They told reporters that they would fulfill the entrustment and expectation of the General Secretary, strive to build their hometown and contribute to the economic and social development of Heilongjiang.

  Their testimony is also the voice of the broad masses of cadres and people in Longjiang.

  Their story is the story of the thriving land of China.

  Look at the spirits of forest workers.

  Time: 23rd

  Venue: Yichun City

  Theme: Transformation and development of forest areas

  Yichun is a green city, located in the hinterland of Xiaoxing ‘an Mountains, known as "the forest capital of the motherland" and "the hometown of Korean pine". The general secretary chose this place as the first stop of research, which is related to green.

  Key state-owned forest areas are shifting from "development and utilization" to a new stage of "comprehensive protection", and Yichun has also experienced the pain of transformation. It "started" early and completely stopped commercial logging in 2013. How is the ecological protection today? How is the under-forest economy developing? How are the days of forestry workers? The supreme leader is concerned.

  As soon as he got off the plane, he first came to the planning exhibition hall of Yichun Ecological Economic Development Zone. Blueberries, hazelnuts, fungus, mushrooms, wood carvings and medicinal materials … … The ecological products produced locally are dazzling. Kun Li, the mayor of Yichun City, introduced the general secretary one by one: "Cutting down a tree can develop the under-forest economy with less money, starting from ‘ Dead money ’ It became ‘ Live money ’ . Korean pine seeds are in short supply, and the roots of Korean pine trees are used as root carvings and sell well in the market. "

  "The general secretary looked carefully and asked carefully. He said a word at that time ‘ Ecology is resources, and ecology is productivity ’ , especially inspiring us and leading us. "

  Xishui National Forest Park of Shangganling Forestry Bureau has a vast forest and flowing water. Just after noon, Zhen Changlong of the 112 forest class of the management office was on routine patrol. When he looked up, he couldn’t believe his eyes: "The general secretary is here!" "The general secretary asked us about our income and life after we changed from a lumberjack to a ranger. I said, in addition to the income as a patrolman, I collect wild vegetables, bracken, mushrooms, fungus … … You can also earn four or five thousand. " What impressed Zhen Changlong the most was the general secretary’s words: "After the comprehensive suspension of logging, I am very concerned about the working and living conditions of the majority of forestry workers."

  After leaving the Forest Park, the Supreme Leader and his party came to Liu Yangshun’s home in Xishui Management Office.

  Liu Yangshun’s family, old and young, deal with the word "Lin". The old couple are retired workers in the forest farm, and their son works in the forest farm.

  "The general secretary took our hand and walked into the yard. There are many people in the courtyard, and the roads are narrow. Like relatives who come to visit, he never forgets to tell the people who accompany him. ‘ Don’t step on the yard, the seedlings are all out ’ 。” Liu Yangshun told reporters.

  The supreme leader turned around the house and sat on the kang. Into the kitchen, open the lid: braised fish, stewed beans, paste cakes. The farmer’s food is fragrant, and he smiled and said, "It looks delicious."

  Two days later, on the evening of 25th, Liu Yangshun and his family were eating on the kang. As soon as they turned on the TV, their little grandson Liu Xinde suddenly opened his eyes: "Grandpa who came to our house went to TV!"

  The news broadcast is playing the "symposium" in Liu Yangshun’s small courtyard. On that day, the neighbors heard the news, and the supreme leader sat on the bench in front of the wooden table in the yard and chatted with the villagers.

  Jia Cunge is a well-known local fungus grower. "I sat opposite the general secretary and looked at his encouraging eyes. I just wanted to talk about how prosperous our days are." In the past two years, Jia Cunge has driven 17 forest farm workers to get rich together. "The arrival of the general secretary has made us more confident in developing characteristic management!"

  At the scene, Gao Fengxiang stood up. Her voice was loud and bright. She told the general secretary: "In the past, we worked outside, and Brother Jia said, let’s go back to our hometown to grow fungus. Now the days are beautiful, and I can earn more than 100,000 a year. "

  Liu Zhimin has some regrets: "I am small and was blocked when taking a group photo." She changed the subject. "But we are proud. The words of the General Secretary have given us a direction." She used to be a forester in the Forestry Bureau. After she stopped cutting, she didn’t just rely on the unit to divide the "wage field", but started a new tourism business of "relying on mountains to eat mountains".

  "Come here and see how the national policies are implemented, and see if everyone lives and works in peace and contentment and is in good spirits. Now there are answers. " "The CPC Central Committee always cares about everyone, and the policies of the party and the government will be consistent. Everyone must be self-reliant and find new ways to rejuvenate the old forest areas in Yichun." … … The villagers were very excited to hear these words of the general secretary, and many people wrote them down. I don’t know who asked loudly: "Forestry workers are running towards a well-off society, please rest assured, OK?" The villagers shouted a voice in unison: "Good!"

  Yang Jianzhong of Blueberry Industrial Park of Friendly Forestry Bureau has been thinking about the next development of the industrial park these days. "How many seedlings are planted in an acre of land and how many fruits are produced in one tree? On that day, the general secretary and I asked and answered questions, and together we calculated the cost and the income."

  Standing on the fertile black land, the supreme leader made a speech: "To develop the under-forest economy, we must pay attention to studying the market, highlight diversified operations, and prevent rushing headlong into it and imbalance between production and sales." Yang Jianzhong pondered repeatedly: "These words have both dialectics and methodology."

  "Lucid waters and lush mountains are invaluable assets, the ice and snow are also Jinshan Yinshan", and the car is driving on the broad road in Yichun. This eye-catching slogan is also deeply imprinted in the hearts of ordinary people.

  Listen to the heart of the "granary" farmers

  Time: 24th morning

  Venue: Dong ‘an Village, Fuyuan City

  Theme: agricultural modernization

  Heilongjiang is a big agricultural province and a major grain producing area, and it is also a "big granary" in China.

  Jiucheng Rice Cooperative in Dong ‘an Village is small but typical. In the spring ploughing in 2015, the cooperative was established. From the initial six members, it has grown to 38 households with 82 people, and 25 rice seedling greenhouses have been built.

  During the investigation in Heilongjiang, the supreme leader came here.

  Sun Gang, the technical director of the cooperative, invited the general secretary to see the workshop for accelerating germination and raising seedlings. "I have been a farmer for most of my life. After a few words, I heard that the general secretary has feelings for farmers and is an expert." Sun Gang gave the reporter an example. At the scene, the general secretary asked, "How is the root plate?"? Sun Gang lifted the bottom of the seedling tray and showed it to the general secretary. "People who do farm work know that manual transplanting and mechanical transplanting have different requirements for seedling roots, and they can only get on the transplanter when the root plate is ready."

  Sun Gang also has a strong feeling that the General Secretary is very concerned about agricultural science and technology. "He asked what machines the cooperative had, rice transplanters, tractors, seedling carriers and beaters … … I counted it with my fingers. " In the field, the supreme leader boarded an automatic rice transplanter, held the steering wheel, looked at the dashboard, and asked the technicians about the working principle of the machinery, the purchase price, the efficiency of rice transplanter, etc. Sun Gang said: "Cooperatives should pay more attention to using science and technology to develop productive forces."

  In the past two days, some farmers have taken the initiative to come to the door, hoping to join the cooperative; Brother cooperatives in Shili Baxiang also called and wanted to talk about cooperation. Sun Gang felt that the arrival of the General Secretary not only had advertising benefits, but also reassured many farmers including him. According to a group of data, the number of new agricultural business entities in Heilongjiang has grown to 170,000, with a scale of more than 100 million mu. “‘ Cooperatives are the direction of development, which is conducive to the steady and open pace of agricultural modernization ’ The general secretary’s sentence refers to a street lamp. "

  Liu Yanhui has tasted the sweetness from the agricultural cooperatives.

  When the general secretary came, she was delivering seedlings to the transplanter by the ridge, wearing boots and her hands were covered with mud. The general secretary shook hands with her and several farmers who worked together. "His hands are very generous and warm." The general secretary asked carefully, and Liu Yanhui answered neatly: "I am a local farmer and I have contracted the land to the cooperative."

  She described in detail the great changes in life brought about by cooperatives: there are 70-year-old people in the world and two school children in the world. In the past, there was not much money left at home for a year. Now, my family has contracted ten plots of land to cooperatives, with land transfer fees, cooperative labor fees, and dividends in the fall. The whole family can earn 120,000 yuan a year.

  From old cows pulling plows to mechanical transplanting; From farming by one household to unified planning of standardized farmland, Liu Yanhui perceives the progress of agriculture in the digital changes: "In the past, it was drilling, and seeds were raised at will, and the harvest was 8,000 kilograms; Now it is contracted to the cooperative, and the output can reach 16,000 Jin. "

  She told the general secretary that we should not let the farmers suffer, and we have a bottom in our hearts. "I think of what the General Secretary said in Xiaogang Village ‘ Nongjiale, Le Nongjiale ’ He said that he has always had a dream to open a farmhouse and run a picking garden. "

  The general secretary said: "On the one hand, we must ensure national food security, on the other hand, we must continuously improve people’s lives, especially the living standards of farmers. I hope your dream will come true as soon as possible." Facing the general secretary’s eyes, Liu Yanhui smiled brilliantly.

  Ensuring national food security is an eternal topic. The supreme leader affirmed Heilongjiang’s role as a major agricultural province: "Ensuring national food security is indispensable."

  Zhou Hong, secretary of Fuyuan Municipal Party Committee, was also at the research site of the cooperative. "A month ago, the General Secretary held a symposium on rural reform in Xiaogang Village. This time, I heard him emphasize that sentence again, ‘ Chinese’s rice bowl must be firmly in his own hands at all times ’ Between the lines, I can feel that he attaches great importance to China’s food security. "

  China is deepening the reform of the state-owned agricultural reclamation system and building a modern agricultural base, large enterprises and large industries. Zhou Hong said that we should have strategic determination, strategic foresight, and a sense of urgency and action for the supply-side structural reform of agriculture. Just as the General Secretary said, "If we look around in policy and try a little at work, it will delay the opportunity."

  Shake hands with the villagers in the rain.

  Time: afternoon of 24th.

  Venue: Bacha Village, Hezhe Township, Bacha, Tongjiang City

  Theme: ethnic minorities run towards a well-off society.

  This year’s two sessions, the top leaders went to the Heilongjiang delegation to participate in the deliberation. Liu Lei, the representative of Hezhe nationality, warmly invited the General Secretary to take a walk in her hometown. The Hezhe people, old and young, didn’t expect that the long-awaited day would come so quickly.

  The rain keeps falling, and Bacha Village in Bacha Hezhe Township is quiet and peaceful. The supreme leader and his party walked into the village cultural activity center.

  Hezhe nationality is an ancient nationality in Northeast China, living by the river and fishing for a living, with only more than 5,300 people. Hezhe culture has become a national intangible cultural heritage, and its protection and inheritance are particularly urgent. You Xiuyun is an Imakan inheritor and a fishskin craftsman. At the scene, she told the general secretary about the Hezhe folk custom exhibition, wearing her own sewn fish skin clothing. "The general secretary is very interested in Hezhe national culture. I said, in the past, Hezhe people went up the mountain with two boards and skis in winter; In summer, three boards and small slot boats go down the river. Now, living in a building and driving a car, the days are beautiful. "

  Separated by a wall, the song is melodious. Imakan rap teaching is going on here. Two national culture classes a week, or music, or dance, or language. Wu Guifeng, a teacher in the workshop, remembers the scene of that day vividly. Everyone gathered around the general secretary and sang "Wusuli Boat Song" in chorus. You Minghao, a 5-year-old boy, clear voice said, "Sing another song!" In the laughter, he generously sang a short section of Wusuli Mangmu to Grandpa Xi.

  The Supreme Leader said that "Wusuli Boat Song" is a household name, and "the boat is full of fish", and there is always such a beautiful picture in my mind. Now it seems that the life of the villagers is better than that sung in the song.

  In 2013, a catastrophic flood flooded the village. A year later, the villagers moved into the new house and felt the party’s good policies.

  The new buildings are lined up in rows. You Guilan, 82, lives in such a new house. These two days, her home is as lively as a market. Neighbors and villagers from eight villages in Shili flocked to her yard to listen to "their chatter with the General Secretary".

  You Guilan’s home is marked with two photos.

  A photo imprint has faded, quietly telling the glory of the times. It was in 1956 that you Guilan, as a representative of Hezhe nationality, came to Zhongnanhai, Beijing and was cordially received by Chairman Mao. In the photo, she is wearing her most beautiful flowered jacket. "When there was a flood, this was the only thing I was carrying away from home. I showed the photo to the general secretary, who smiled and said, ‘ It seems that you are old and advanced ’ 。”

  Another brand-new photo is the shot of the general secretary when he came to his home as a guest. A family of five, four generations under one roof, dressed in national costumes, surrounded the general secretary in the middle.

  For You Guilan, the two most precious moments in her life were separated by 60 years. The teenage girl of that year is now full of white hair. Through ups and downs, she deeply realized the concern of the CPC Central Committee for ethnic minorities. "The general secretary was caring and attentive to us that day. Asked about the doctor, the house and the harvest, when I heard the general secretary say, ‘ I always miss every minority in my heart ’ I was very touched. "

  You Mingguo is the party branch secretary of Bacha Village. The sturdy northeast man lost a big circle in that flood. He stood in the front line of flood fighting and disaster relief day and night, because he was a Communist party member and a party cadre. Listening to him talk about the scene at that time, the Supreme Leader said that we in communist party will serve the people wholeheartedly, and we will do what we say, and the party and government will care for and support everyone in the future.

  These two days, you mingguo’s mobile phone is very lively. Even village cadres from other provinces called, and he was busy replying one by one: "I didn’t expect this day", "I was very surprised and very happy", "The general secretary asked me very carefully, and kept a lot of things in mind, knowing and caring about ethnic minorities very much" … …

  When the Supreme Leader walked out of You Guilan’s house, the villagers who heard the news all the way to the parking place. Although it was raining, the villagers threw down their umbrellas, clapped their hands and bid farewell to the same general secretary.

  That touching scene, spread from one story to another, quickly spread to the whole Hezhe nationality — — The supreme leader held an umbrella in one hand and held it one by one. There were more than 150 villagers present, and he shook the hands of every villager. The general secretary’s sleeves are wet and his trousers are wet. Several older villagers cried.

  When the reporter interviewed, the villagers told their impressions in succession.

  "There is a villager’s child who is only over 6 months old and is in her arms. The general secretary said softly, ‘ Don’t let the child freeze ’ 。”

  "A villager was wearing a national costume with half sleeves. When shaking hands, the general secretary patted him on the shoulder. ‘ You will get cold if you wear too little ’ 。”

  "Hao Hao, who sang in the village cultural activity center, put on his coat and stood at the end of the queue. The general secretary actually remembered him, ‘ You are the child who sings to me ’ 。”

  … …

  Recalling this situation, you mingguo repeatedly recited the words of the general secretary: in the big family of the motherland, 56 ethnic groups are brothers. To build a well-off society in an all-round way, no nation can be less, and we must hold together like pomegranate seeds.

  Pay attention to the road of getting rich through science and technology for innovative enterprises

  Time: 25th morning

  Venue: Harbin

  Theme: scientific and technological innovation

  The outstanding factor that restricts the development of Heilongjiang is the structural problem, and the task of changing the mode and adjusting the structure is arduous. The supreme leader put forward three font sizes: we should focus on optimizing the industrial structure, transforming and upgrading the "old brand", deeply developing the "original font size" and cultivating and expanding the "new font size". Put the basic point of revitalization and development on innovation.

  In the morning, the top leaders visited three places around innovation: No.703 Research Institute of China Shipbuilding Industry Corporation, Antian Technology Co., Ltd. and Harbin Science and Technology Innovation and Entrepreneurship Building.

  In the exhibition hall of the building, high-tech achievements are gathered together. Most people at the scene have two identities, one is a professor at Harbin Institute of Technology or Engineering University, and the other is a leader of high-tech enterprises.

  Zhou Yu, president of Harbin Institute of Technology, stood in front of the robot booth. "I introduced the intelligent robot, service robot and special robot & HELIP to the General Secretary; … Seeing that dexterous hands and disabled artificial hands are remotely controlled and move freely, the general secretary asked, ‘ Is this applied to the disabled? ’ I replied that it is being tried out and will be widely used soon. From this sentence, I can feel his attention and expectation for the application of technology to people’s livelihood. "

  The space robot is a giant, which can interact with people. It stretched out its "strong arm" and shook hands with the general secretary. Zhou Yu still remembers the general secretary’s humorous remark at that time, but he could not pull it by pulling his wrist.

  "I told the general secretary that the hands and arms will be launched into space with Tiangong-2 and will be responsible for the extravehicular operation. In the future, astronauts will participate in space operations with the manipulator." Different from the brain drain in some places in Northeast China, there is a phenomenon of brain drain in Harbin Institute of Technology Robot Group, and experts from outside the province and abroad have joined this platform to innovate and start businesses. Zhou Yu repeatedly studied the supreme leader’s exposition on "innovation". He said: "To transform and upgrade and revitalize the old industrial base, we must have innovative thinking, innovative talents, innovative platforms and innovative undertakings."

  Yuan Guohui is a professor at Harbin Institute of Technology and the chief scientist of Harbin Wanxin Graphite Valley. The supreme leader came to his booth, listened to his explanation, and took a bottle of graphene powder he handed me. The powder flew in the bottle and floated slowly like dandelion. "The general secretary talks about graphene, which makes Yuan Guohui pleasantly surprised and happy. "He has been to the National Graphene Research Institute of the University of Manchester in the UK and encouraged us to go to China and the world. The shoulders are heavy pressure, and we can’t live up to the expectations of the general secretary! "

  Yuan Guohui’s students are very proud. "Some of the work was explored by students in the laboratory and there was also a contribution." In the WeChat group, teachers and students discussed the four words emphasized by the general secretary to the vast number of scientific and technological workers and innovative and entrepreneurial practitioners: enhancing confidence, choosing the right direction, being down-to-earth, and seeking truth and being pragmatic. Yuan Guohui mentioned "down-to-earth" more frequently: "Whether an enterprise can survive in the industry is closely related to down-to-earth. Be practical in doing things, and be more practical in being a man. "

  The top leaders looked at the booths one by one, and more and more people gathered behind them. Han Jiecai, vice president of Harbin Institute of Technology, was one of them. "Everyone wants to be closer to the general secretary and listen to his profound thinking. His emphasis on talents left a deep impression on us. " Recalling a wonderful question and answer at the scene, Han Jiecai thought it could prove this point. "The general secretary asked, what is the way to transform scientific and technological achievements? I replied that under mixed ownership, the government set up a platform, the school produced technology and the people produced capital. He also asked, what is the income of scientific and technological personnel through the transformation of scientific and technological achievements? Zuo Hongbo, the head of Orid Optoelectronic Technology Co., Ltd., gave his own example. The company’s market value is 23 billion, and he and the technical team account for 35% of the shares. Wang Xiankui, secretary of the provincial party committee, interjected that Heilongjiang has launched a three-year action plan for thousands of scientific and technological enterprises, and a group of entrepreneurs ‘ Get rich overnight ’ 、‘ Get rich overnight ’ 。”

  The supreme leader said that hard work and technology make you rich. The government should build a platform, create an environment, provide relevant policy support and protect intellectual property rights. To implement the innovation-driven development strategy, we must focus on building a technological innovation system that is enterprise-oriented, market-oriented and combined with Industry-University-Research, and the government should do a good job in service.

  This is an unforgettable day for the vast number of scientific and technological workers and innovative and entrepreneurial practitioners. Recalling the scenes of the general secretary in Harbin Innovation and Entrepreneurship Building, they also talked about the fertile soil of science and technology that they cultivated and talked about transforming laboratory results into real productive forces. The vast number of Longjiang children feel excited and look forward to it.

Wang Xiaohong: Promote the modernization of the national security system and capabilities.

Promote the modernization of the national security system and capabilities.

Wang Xiaohong

  Promoting the modernization of the national security system and capabilities is a major strategic deployment made by the twentieth National Congress of the Communist Party of China. The Central Committee of the Communist Party of China’s Decision on Further Comprehensively Deepening Reform and Promoting Chinese Modernization (hereinafter referred to as the Decision) adopted by the Third Plenary Session of the 20th CPC Central Committee lists the modernization of the national security system and capabilities as a separate part, further clarifies the objectives, tasks and key measures of promoting the modernization of the national security system and capabilities in the new era and new journey from the perspective of the overall development of the cause of the party and the state, and further points out the direction for us to do a good job and provides fundamental follow. Promoting the modernization of the national security system and capabilities is an inherent requirement for actively responding to all kinds of risk challenges, serving to ensure the construction of a strong country and the great cause of national rejuvenation, an inevitable measure for continuing to write a new chapter of the two miracles, effectively meeting the people’s growing needs for a better life, and an objective need for actively adapting to changes in the world, times and history and improving global security governance. We should adhere to the guidance of Socialism with Chinese characteristics Thought of the Supreme Leader in the New Era, thoroughly study and implement the spirit of the Third Plenary Session of the 20th CPC Central Committee, profoundly understand the decisive significance of "two establishment", strengthen "four consciousnesses", strengthen "four self-confidences" and achieve "two maintenance", unswervingly implement the overall national security concept, solidly promote the modernization of the national security system and capabilities, and effectively prevent and resolve various risks affecting China’s modernization process.Strive to build a higher level of peaceful China, and provide a strong security guarantee for comprehensively promoting the construction of a strong country and the great cause of national rejuvenation with Chinese modernization.

  First, unswervingly implement the overall concept of national security

  The overall concept of national security is the national security chapter of Socialism with Chinese characteristics Thought of the Supreme Leader in the new era. It systematically answers a series of important theoretical and practical questions such as why to safeguard national security, what kind of national security to safeguard and how to safeguard national security in the new era, and forms a scientific theoretical system with comprehensive system, strict logic, rich connotation and internal unity. It is a powerful ideological weapon and action guide to promote the modernization of national security system and capabilities, and it must be thoroughly studied, understood and resolutely implemented.

  (1) Accurately grasp the core essence. The core essence of the overall national security concept is embodied in the "Ten Persistences" put forward by the Supreme Leader General Secretary, namely, upholding the Party’s absolute leadership over national security work, adhering to the national security road with China characteristics, persisting in taking people’s security as the purpose, persisting in overall planning development and security, persisting in putting political security at the top of the list, persisting in promoting security in all fields as a whole, persisting in giving prominence to preventing and resolving national security risks, persisting in promoting international common security, persisting in modernizing the national security system and capabilities, and persisting in strengthening national security cadres. These "Ten Persistences" are the deepening, expansion and sublimation of our party’s understanding of the regularity of national security work, and profoundly answer the important issue of how to solve the common security problems faced by great powers in the development process and the special security problems faced by the Chinese nation at the critical stage of great rejuvenation in the new era, which is both political, theoretical, historical and practical. Among them, upholding the party’s absolute leadership over national security work is the "root" and "soul". We must always adhere to the party’s centralized and unified leadership over national security work, unswervingly implement the responsibility system of the chairman of the Central National Security Committee, improve the efficient and authoritative national security leadership system, and faithfully implement the decision-making arrangements of the CPC Central Committee on national security work.

  (2) Accurately grasp the concept of big security. At present, the connotation and extension of China’s national security are richer than at any time in history, the space-time domain is broader than at any time in history, and the internal and external factors are more complicated than at any time in history. In this context, the overall national security concept emphasizes the concept of great security, and advocates that national security is comprehensive and systematic, and it is common and overall security, covering politics, military, land, economy, finance, culture, society, science and technology, network, food, ecology, resources, nuclear, overseas interests, space, deep sea, polar regions, biology, artificial intelligence, data and so on. We must always adhere to the overall importance, pay attention to understanding the diversity, relevance and dynamics of national security issues from a holistic perspective, build a national security system that integrates security in all fields, and build a safe bottom line in all fields.

  (3) Accurately grasp the principles and methods. In view of the internal and external linkage, cross-domain conductivity and sudden amplification of security issues under the background of globalization and networking, the overall national security concept regards scientific overall planning as an important principle and basic method of national security work. At the level of the cause of the party and the state, we emphasize the overall planning of high-quality development and high-level security, pay attention to the synergy between national security work and economic and social development, and plan and deploy together to make national security run through all aspects of the overall work of the party and the state. At the level of national security itself, it emphasizes the overall planning of external security and internal security, homeland security and national security, traditional security and non-traditional security, self-security and common security, and overall planning to safeguard and shape national security. It is necessary to coordinate development and security, promote the coordinated development and synchronization of all aspects of national security, and effectively prevent the transmission and superposition of various risks.

  Second, focus on key measures to promote the modernization of the national security system and capabilities.

  The "Decision" clearly requires that we focus on building a higher level of peaceful China, improve the national security system, strengthen the integrated national strategic system, enhance the ability to safeguard national security, innovate social governance systems and means, and effectively build a new security pattern. We should study and refine the key tasks deployed in the Decision one by one, and do a good job in promoting implementation.

  (1) Improve the national security system. The national security system is a concentrated expression of the national security system and its implementation ability. It is necessary to strengthen the coordination mechanism of national security work, improve the security guarantee system in key areas and the coordination and command system for important special projects according to the new characteristics and changes of the national security situation, improve the inter-departmental real-time monitoring, grading early warning, rapid verification, prompt notification and other mechanisms for major risks, and improve the national security review and supervision system, crisis management and control mechanism, supervision and inspection and accountability mechanism, so as to form a systematic synergy and combat effectiveness. It is necessary to improve the national security rule of law system, strategic system, policy system and risk monitoring and early warning system, actively promote national security legislation in important areas such as space security, deep-sea security and data security, strengthen inspection and supervision of the implementation of relevant national security laws and regulations, and enhance the level of legalization of national security work; Strengthen national security strategic planning and top-level design, optimize national security strategic guidelines, objectives, medium and long-term planning, and make overall use of various strategic resources and means; Insist on changing with the times and the situation, and improve the national security policy system and policy measures in key areas. It is necessary to improve the layout of national security forces and build a coordinated and efficient national security protection system. It is necessary to promote the empowerment of national security science and technology, focus on major needs, strengthen key core technology research, comprehensively enhance the ability of science and technology to maintain and shape national security, and give full play to the supporting role of scientific and technological innovation in national security.

  (2) Improve the governance mechanism of public safety. Public safety is connected with thousands of households at one end and economic and social development at the other, which is the vane of social stability and order. It is necessary to adhere to safety first and prevention first, constantly improve the public safety governance mechanism, promote the transformation of public safety governance model to prevention beforehand, and improve the level of public safety governance. It is necessary to improve the security system for handling major public emergencies, improve the emergency command mechanism under the framework of big security emergency, enhance the support and guarantee of human, financial and material resources to deal with public emergencies, strengthen the foundation and strength of grassroots emergency, improve the ability of disaster prevention, mitigation and relief, and effectively prevent, mitigate and eliminate hazards. It is necessary to improve the mechanism of investigation and rectification of safety production risks and responsibility investigation, strengthen institutionalized and normalized safety supervision, strictly implement the responsibility system for safety production, prevent and resolve major safety risks from the source, and resolutely curb the occurrence of serious accidents. It is necessary to improve the food and drug safety responsibility system, fully implement the main responsibility of enterprise safety, compact the local government’s territorial management responsibility and the supervision responsibility of relevant departments, strengthen the whole process and life cycle safety supervision, crack down on crimes endangering food and drug safety according to law, and protect the people’s "safety on the tip of the tongue". It is necessary to improve the biosafety supervision, early warning and prevention system, comprehensively improve the national biosafety governance capacity, and weave a national biosafety protection network. It is necessary to strengthen the construction of the network security system, improve the laws and regulations on cyberspace governance, and improve the systems of network security level protection, key information infrastructure security protection, and data security protection to prevent and resist cyber attacks.Build a "firewall" for network security. It is necessary to establish an artificial intelligence safety supervision system, speed up the legislative process of artificial intelligence, improve the rules of scientific and technological ethics supervision, strengthen hierarchical and classified supervision, strengthen the dynamic analysis, evaluation and early warning of relevant risks, and tackle key technical problems to ensure that artificial intelligence always develops in the direction of continuously improving people’s well-being.

  (3) Improve the social governance system. Only when the social governance system is scientific and reasonable can national security work get twice the result with half the effort. We must adhere to and develop the "Maple Bridge Experience" in the new era, improve the urban and rural grassroots governance system that combines autonomy, rule of law and rule of virtue under the leadership of party organizations, improve the social governance system of co-construction, co-governance and sharing, form a situation of joint governance of problems, joint control of risks and joint creation of peace, and improve the ability and level of grassroots governance. It is necessary to explore the establishment of a unified national population management system. It is necessary to adhere to the combination of specialized groups, prevention and treatment by groups, improve the system and mechanism of social work, strengthen party building to lead grassroots governance, strengthen the construction of social workers, promote the construction of volunteer service system, better organize and mobilize the masses, and win the most reliable and solid mass base and source of strength for national security work. It is necessary to promote the legalization of letters and visits, focus on the goal of "clear rights and responsibilities, clear basic figures, good order and satisfaction of the masses", give full play to the normative, protective and leading role of the Regulations on Letters and Visits, and promote the legalization of prevention, acceptance, supervision and accountability, and maintenance of order, so as to ensure that every appeal of the masses is handled and every appeal of the masses is promoted according to law. It is necessary to accurately grasp the requirements of preventing and controlling major risks in the city, fully integrate resources, improve the organizational structure and mode of social governance in the city, and improve the ability of social governance in the city. It is necessary to strengthen the functions of public service platforms such as citizen hotlines and promote "12345", "110" and other platforms are docked; Improve the list management mechanism and normalization promotion mechanism of "efficiently doing one thing" to realize diversification of work methods, optimization of work processes, simplification of work materials and minimization of work costs. It is necessary to improve the social psychological service system and crisis intervention mechanism, and shape the social mentality of self-esteem, self-confidence, rationality and peace, and goodwill and friendship. It is necessary to improve the mechanism to play the role of family education and family style construction in grassroots governance. It is necessary to deepen the reform of trade associations and chambers of commerce, further stimulate endogenous motivation and vitality, and give full play to unique advantages and functions. It is necessary to improve the management system of social organizations, strengthen standardized management, expand orderly participation, and promote social organizations to improve service quality and social credibility. To improve the township (street) responsibilities and power, resources matching system, strengthen the township (street) service management. It is necessary to improve the overall prevention and control system of social security, strengthen patrol control in key areas and parts, and enhance the control of social security; We will improve the working mechanism of eliminating evils and normalizing them, and severely punish illegal and criminal activities that are strongly reflected by the masses, such as those involving evils, telecommunication network fraud, cross-border gambling, guns and explosions, violations of women’s and children’s rights and interests, pornography, drugs, theft and fraud, and spare no effort to safeguard people’s lives and property.

  (4) Improve the national security mechanism concerning foreign affairs. With more and more Chinese citizens and enterprises going abroad, foreign-related security plays an increasingly important role in the overall national security work. We should thoroughly study and implement the supreme leader’s diplomatic thoughts, actively implement global security initiatives, plan and promote foreign-related national security work with high standards, strive to create a favorable international environment for China, and resolutely defend national sovereignty, security and development interests. It is necessary to establish and improve the coordination mechanism of peripheral security work and promote security cooperation with neighboring countries. It is necessary to strengthen the system and mechanism of early warning, prevention and control and protection of overseas interests and investment risks, establish a legal risk assessment system for foreign-related projects, guide Chinese-funded enterprises to operate in compliance with laws and regulations overseas, and enhance their awareness and ability of overseas risk prevention and control; Deepen international law enforcement cooperation in the security field, expand the "circle of friends" of law enforcement security cooperation, and effectively safeguard the legitimate rights and interests of Chinese citizens and legal persons overseas. It is necessary to improve the mechanism of anti-sanctions, anti-interference and anti-"long-arm jurisdiction", strengthen legislation in the field of foreign-related security, and enrich the legal "toolbox". It is necessary to improve the mechanism for safeguarding maritime rights and interests, improve the cross-military and inter-departmental working mode, and effectively prevent and resolve major security risks related to the sea. It is necessary to improve the mechanism of participating in global security governance, adhere to the concept of common, comprehensive, cooperative and sustainable security, safeguard the international system with the United Nations at the core, the international order based on international law, and the basic norms of international relations based on the purposes and principles of the UN Charter, and respect the sovereignty and territorial integrity of all countries.Attach importance to the legitimate security concerns of all countries, actively participate in the bilateral and multilateral mechanisms under the framework of the United Nations, give play to the platform functions of the Shanghai Cooperation Organization, BRICS cooperation, "China+Five Central Asian countries" and the Global Forum for Public Security Cooperation (Lianyungang), promote the construction of a balanced, effective and sustainable security framework, jointly deal with regional disputes and global security issues, and achieve universal and common security.

  III. Basic Requirements for Promoting the Modernization of National Security System and Capacity

  To promote the modernization of the national security system and capabilities, we must make clear the work requirements, organize them scientifically and advance them strictly.

  (1) Enhance systematic thinking. Promoting the modernization of national security system and capability is a complex system engineering. We should use systematic thinking to observe the security situation, analyze security problems and plan security countermeasures, be good at observing the general trend and seeking great things, not only seeing trees, but also seeing forests, strengthen forward-looking thinking, overall planning, strategic layout and overall promotion, strengthen coordination and efficiency, pay close attention to system penetration, break down departmental and local barriers, and promote the coordination and integration of national security work in all fields.

  (2) Consolidate the grassroots foundation. The foundation is not firm, and the ground shakes. With the gradual deepening of the modernization of the national security system and capabilities, some basic and deep-seated problems have become more and more prominent. It is necessary to accurately grasp the characteristics of the current situation and tasks, do a solid job in grasping the grassroots, laying the foundation and benefiting the long-term, strengthen the grassroots strength, basic work and basic capacity building, improve the mechanism, innovative methods and rich means in a targeted manner, and make great efforts to supplement the shortcomings, strengths and weaknesses, and consolidate the foundation for safeguarding national security.

  (3) Strengthen publicity and education. Safeguarding national security is a just cause. We should not only "do" unswervingly, but also "speak" confidently. We must adhere to the combination of centralized publicity and education with regular publicity and education, innovate the content, methods and carriers, carry out publicity and education activities that the people love, and extend them to the grassroots, all units and the masses, create a strong atmosphere in which everyone is responsible for national security, and guide the masses to enhance their national security awareness, assume national security responsibilities and enhance their ability to safeguard national security.

  (4) Strengthen the implementation of responsibilities. Maintaining national security is the common responsibility of the whole society. It is necessary to overcome the idea of "equality depends on importance", take the initiative and act positively, clarify responsibilities and refine the division of labor, and form a work pattern of grasping the first level and implementing it at all levels, so as to be responsible, responsible and conscientious. Especially for difficult problems, we should carry forward the spirit of nailing, strengthen research, focus on tackling key problems, and ensure breakthroughs. At the same time, we should strengthen communication and coordination, clench our fingers into fists, step forward without leaving gaps, and form a strong joint force that brings together all aspects and levels of the party, government, military and civilian studies.

Will the child go to the hospital when he is sick during the epidemic? The vice president of Beijing Children’s Hospital will give you a key point.

  CCTV News:At 4 pm today (February 29th), the 36th press conference on epidemic prevention and control was held in Beijing. The General Office of Beijing Municipal Government, Beijing Urban Management Committee, Beijing Health and Health Commission, Beijing Children’s Hospital and other relevant units introduced the prevention and control situation and answered questions from reporters. At the press conference, a reporter asked a question that parents are generally concerned about: in a special period, children are sick, and they are sent to the hospital to worry about cross-infection, and they are worried about being sick if they are not sent. Under what circumstances should I be sent to the hospital in time?

  Vice President Ge Wentong of Beijing Children’s Hospital answered this question with "three ones", that is, one principle, one method and one way:

  One principle: Look at fever.

  Children less than 3 months old should see a doctor as long as they have fever. Children of any age who have a fever for more than 3 days should see a doctor in time.

  One way: watch the changes.

  If there is no fever, it depends on how different he is from his usual illness. Observe the child’s diet, excreta, etc., especially if there is weak mental reaction, frequent vomiting, and obvious increase in stool frequency, you must see a doctor in time.

  One way: online first and then offline.

  According to the children’s situation, communicate with doctors online through WeChat WeChat official account and APP of Beijing Children’s Hospital, and then make a decision to reduce going out in unusual times.

  Ge Wentong stressed that if you go to the hospital, you must wear a mask all the time; Try not to touch other items in the hospital during the visit; Pay attention to the way to take off your mask and wash your hands when you get home.

Digital economy strikes, and the underlying technology iteration of agriculture-related credit review

Our reporter Guo Jianhang reports from Beijing.

With the dilution of banks’ profits and the increase of labor costs year by year, how will IPC micro-credit technology (hereinafter referred to as "IPC credit technology", which is an integrated credit consulting service and solution provided by German IPC company for the financial field) continue to iterate in rural credit cooperatives?

As we all know, the core of IPC credit technology lies in the judgment of loans by bank account managers through offline investigation of the actual repayment ability of small and micro-loan customers. Since it was introduced into China in 2005, IPC credit technology has been widely used in rural credit system because the small and micro-loan customers did not meet the risk preference of large banks at that time, and the model required an independent offline account manager team.

"China Business News" reporter noted that with the rise of Internet loans in recent years and the maturity of big data risk control, the debate in the industry about which is better or worse between IPC credit technology and online big data risk control technology has been going on.

Jin Yunling, deputy general manager of the village finance department of Taizhou Bank, clearly stated that "rural areas have social characteristics of geographical popularity, and IPC credit technology, as a representative of geographical credit technology, still has great value in the field of agriculture-related credit with the rapid development of big data and financial technology."

Yang Yijian, Assistant General Manager of Microfinance Headquarters of Changshu Bank (601128.SH), recently held an internal seminar in China inclusive finance Research Institute. Regarding the question of whether IPC credit technology is outdated, he thought that "IPC credit technology itself is not outdated, and the core lies in whether the organization can guarantee the continuation and continuous iteration of this technology."

Technical iteration

Compared with the way that financial institutions can borrow assets such as customers’ inventory through satellite remote sensing technology in the data age, IPC credit technology has a completely different inventory method for customers’ assets in the early days of micro-credit.

Recalling the small micro-loan credit review work in the early years, Jin Yunling said, "When customers have loan needs, account managers will go to the site to inventory. Careful enough to make the number of chickens and ducks of farmers accurate to less than 100. In addition, most of the loan approvals will be reviewed several times, and the customer’s repayment ability will be cross-verified. "

The advantages of IPC credit technology at that time were self-evident. After systematic training and study, the bank account manager quantifies the customer’s actual repayment ability into standardized indicators such as pre-loan preparation table, questionnaire and logical inspection table through offline investigation. In this process, seeing is believing and cross-checking are the key parts.

However, an unavoidable problem of rural commercial banks is that the application of IPC technology will face the upper limit of the number of bank account managers. How can rural commercial banks improve the productivity of account managers and apply IPC credit technology to a wider range of credit scenarios?

Zhangjiagang Bank (002839.SZ) said in the investor activity in January this year that it is gradually transforming digital micro-credit based on the existing IPC credit technology, and improving its business efficiency by building a digital credit system "new micro-loan", while continuing to develop online and semi-online products and increasing the development, operation and promotion of credit insurance products.

As the first Taizhou Bank to introduce IPC technology, Jin Yunling said that at present, the innovative application of IPC credit technology is mainly promoted in two directions. The first is to grant credit to the whole village. After excluding unqualified customers in a village, all qualified customers are pre-granted. The second is to obtain customers in batches through the supply chain. For example, the person in charge of the supply chain recommends customers and makes credit loans for upstream and downstream customers in the supply chain.

Jin Yuanling believes that the village residence model can effectively improve the productivity of account managers under IPC credit technology. "Under the IPC credit technology, the average monthly production capacity of an account manager is three or four hundred households, and about 600 households in the agriculture-related business are also relatively saturated. However, if the region is familiar, the efficiency of household management will be improved. Therefore, it is possible to improve the efficiency of household management by setting a person to live in a village and understanding the information of the village. "

Jin Yuanling said, "In recent years, the supply chain +IPC exploration has achieved good results, and a new path of performance growth has been opened, with outstanding risk control capabilities."

Changshu Bank, which introduced IPC credit technology earlier, also has its mature operation on how to combine IPC credit technology with digital application.

Yang Yijian said that at present, the online loan products of Changshu Bank are scenario-based products. In the scenario, account managers take control, give fast access to materials, conduct rapid approval through models, and expand customers with the model of scenario plus model. In fact, this is also a digital application based on IPC technology.

IPC technology and data risk control are not "black and white"

Facing the situation that big data risk control is used more and more widely in the banking system and its efficiency is getting higher and higher, more IPC credit technology practitioners believe that the relationship between the two is not changing, and the credit review logic created by IPC credit technology is still the cornerstone of data risk control credit review.

Practitioners believe that IPC credit technology adopts field visits and face-to-face communication and quantifies it into questionnaires because small and micro customers lack standardized financial statements and negotiable collateral, so it is necessary for bank account managers to restore the operating conditions of small and micro customers through investigation technology. Now, although big data risk control can obtain the actual operating conditions of small and micro customers through other channels, the audit method can still follow the logic of IPC credit technology era.

Yang Yijian believes that IPC credit technology and data risk control technology are not directly "black and white". Yang Yijian pointed out, "On the whole, in the micro-loan business, the underlying logic of IPC credit technology is the cornerstone of credit business, and the cross-verification of repayment ability and willingness of small and micro customers is still the focus of our judgment on customers. The application of third-party data, such as credit data and industrial and commercial tax data, is still a part of assisting risk control. "

The reporter learned that data acquisition channels are more and more extensive, and the data docking of government affairs system has a vital impact on the data risk control of small and micro loans of banks.

For example, Anhui Bozhou Yaodu Rural Commercial Bank launched Jinnong Easy Loan on the whole line of pure credit in 2016, and launched a series of big data credit products on this basis. At present, the big data credit business of Yaodu Rural Commercial Bank accounts for more than 80%.

For the application of big data technology, Gao Hui, general manager of inclusive finance Department and Big Data Application Department of Bozhou Drug Rural Commercial Bank, believes that IPC credit technology focuses on the analysis and verification of customers’ repayment ability and willingness, while big data credit is to maximize customer acquisition ability, fully extract customer value and identify customer risk points under the premise of effective risk control.

In 2015, Bozhou City, Anhui Province integrated all the data of government departments, covering the basic information of customers and family information, etc. The bank paid attention to the analysis of individuals in the early stage of application, and gradually improved it in the later stage, further enriching the data application dimension.

Gao Hui said, "Banks continue to dig deep into data, and big data has played a key role in improving our quality and efficiency. At the same time, banks have obvious advantages in risk control by applying such government data. 80% of the customers of Yaodu Rural Commercial Bank conduct business without manual intervention in the whole process, and 17% of the customers will have manual weak investigation, which realizes the organic combination of strong analysis of big data and manual investigation by account managers. With the support of data, the average account manager manages more than 2000 households. After the early system push, when there is a risk point that needs manual intervention, the account manager will conduct on-site or off-site verification and handling. "

Gao Hui, for example, said that big data will be marked with disability data (note: the data is confidential, and the model will be set automatically, and only desensitization prompts will be given). After the system triggers the disability data, the system will further analyze the disability level and judge whether it will affect production, life and business, and the impact on loan safety. According to the situation, we will further conduct offline investigation on access through the account manager.

In short, IPC technology and big data credit complement each other, without the accumulation of offline experience, there will be no full application of data.

Many practitioners in inclusive finance agree that at this stage, part of the data is obtained after the offline team goes to the field to visit. In the era of digital economy, IPC credit technology can improve efficiency, but it is too early to directly replace IPC credit technology.

In fact, when serving small and micro groups, rural commercial banks frequently encounter problems such as incomplete online data and insufficient risk control data in villages and towns. Even in the case of sufficient data, complete online operation can not meet the diversified and personalized financial needs of customers. Therefore, IPC credit technology still has practical significance and value.

Reporting/feedback

The whole system comes standard with XPILOT Tucki G9, and the whole system is upgraded.

  [car home Information] On September 21st, (|), a large and medium-sized pure electric SUV built by Tucki based on the X-EEA 3.0 electronic and electrical architecture, was officially launched, and six models were launched, with the price range of 309,900-469,900 yuan. However, because the gradient configuration and matching scheme of the car are too inclined to the high-profile models, the entry-level model 570G cannot be equipped with any configuration, which has attracted many concerned netizens to vomit. In response to this incident, today (September 23rd), Tucki officially issued an adjustment statement, in which XPILOT was standardized for all departments, and the models of 5D music cockpit and XNGP system were added, as follows:

◆ The latest scheme for Tucki G9 configuration adjustment:

Home of the car

  According to the latest version of the official configuration table, the XPILOT will be standard in Tucki G9, and the 5D music cockpit will be "decentralized" to be standard from the second entry. At the same time, the higher-level XNGP system will be equipped for four models: 570 Max, 702Max, 650 Performance Max and 650 Commemorative Edition, thus enriching consumers’ car selection space.

  It is worth mentioning that the official said that customers who buy cars before October 31 can double the deposit: the deposit of 5,000 yuan is deducted from the car payment of 10,000 yuan; Worry-free charging: the first non-operating car owner has a 1500-degree self-operated station electric card every year for life; Comfort upgrade: 3000 yuan comfort package (zero pressure mattress+comfortable headrest+awning sunshade); Free for a limited time: free of charge for a limited time; Pengyou replacement: one of 100,000 points or extra charging worry-free rights; Commemorative Edition: On the basis of full distribution, it is equipped with exclusive matte star green car color and electric rear trailer, and at the same time, eight exclusive rights and interests of the first owner are added, including: receiving the first-year brand insurance subsidy, lifetime warranty of the whole vehicle, lifetime warranty of the power battery, lifetime warranty of the motor, lifetime free basic maintenance, lifetime unlimited flow, lifetime door-to-door pick-up and delivery service, and lifetime unlimited self-operated station electric card (* the first owner refers to the first non-operating owner). In addition, the old car owners who have purchased XPILOT 3.0/3.5 software will enjoy the 30% discount on the upgrade of G9XnGP (that is, 30% discount on the price difference between Max and Pro versions with the same battery life).

Home of the car

  At the same time, for Pro and Max models, the 5D music cockpit is standard. It includes XOPERA 28 acoustic unit 5D extrasensory audio-visual entertainment system, 7.14-channel Dana Confidence series original audio, 225OW high-power amplifier, ultra-low frequency rhythm unit of main driver and auxiliary driver, private acoustic unit of main driver, full-scene Dolby panoramic sound content platform, XOPERA personalized system sound theme package, exclusive customized logo of XOPERA Tucki Concert Hall, OEKO-TEX certified Nappa leather seat, electric 4-way adjustment of lumbar support of passenger seat, electric 2-way adjustment of thigh support of passenger seat, electric 2-way adjustment of calf support of passenger seat, professional 10-point massage of passenger seat, rhythm of passenger seat, boss key of passenger seat, intelligent fragrance system (master customized fragrance), beauty space (with intelligent beauty mirror of passenger seat) and steering wheel heating.

  In addition, XNGP intelligent assisted driving system will be standard for Max models, including: dual NVIDIA DRIVE Orin supercomputing platform, dual laser radars, high-speed NGP intelligent navigation assisted driving enhanced version, urban NGP intelligent navigation assisted driving, full scene intelligent assisted driving, ACC-L adaptive cruise enhanced version, LCC-L lane centering assisted enhanced version, VPA-L parking lot memory parking enhanced version, and vehicle-mounted 5G network.

  This time, Xpeng Motors’s response to this incident did show a positive feedback attitude towards consumers’ demands. However, we also hope that in the future, when car companies launch new products, they can "pre-position" consumers’ opinions, do a good job of corresponding research before formulating prices and allocation strategies, and listen to the real needs of consumers from a global perspective, so that each new product can better meet the market demand, so as to gain better product reputation and brand recognition.

◆ Review of highlights of Tucki G9 model.

Xpeng Motors Tucki G9 2022 650X Performance Edition

Xpeng Motors Tucki G9 2022 650X Performance Edition

Xpeng Motors Tucki G9 2022 650X Performance Edition

  We won’t go into details about the appearance of Tucki G9. Looking back at the highlights of this car, we can’t ignore the three large screens equipped in the interior. The 10.25-inch LCD instrument has a family style, and the center is two 14.96-inch dual screens with built-in Qualcomm Snapdragon SA8155P chip. The car system adopts the latest X-mart4.0 system in Tucki, which has the function of 3D human-computer interaction and can project the physical world into the car screen. In terms of other configurations, the new car puts forward an immersive full-scene 5D experience concept, which can be combined with audio, seat vibration, air conditioning and aromatherapy, much like the experience in an amusement park. In addition, it is equipped with 28 acoustic units of Dana audio, cosmetic mirror with cold and warm light adjustment, etc., and the details are very careful.

Home of the car

Home of the car

Home of the car

  In terms of intelligent driving, the new car will be equipped with dual NVIDIA DriveOrion intelligent assisted driving chips, with a computing power of 508 TOPS, which will help the XPILOT 4.0 system. The hardware will be equipped with 31 sensing components, including 2 laser radars, 12 cameras, 5 millimeter-wave radars and 12 ultrasonic sensors; It can realize the full-scene assisted driving from the starting parking space to the ending parking space, including parking spaces, urban roads, highways/expressways, cities, and finally parking spaces.

Home of the car

  In terms of power, Tucki G9 provides rear-drive and four-wheel drive versions, of which the four-wheel drive version is equipped with a silicon carbide three-in-one electric drive system, with a maximum power of 405kW and a maximum torque of 717 Nm. The maximum power of the motor of the rear-drive model is 230kW and the maximum torque is 430 Nm. In terms of battery life, the 570G and 570E models are equipped with 78.2kWh lithium iron phosphate battery, and the CLTC working condition lasts for 570km;; The 702E model is equipped with a 98kWh ternary lithium battery, with a battery life of 702km; under CLTC conditions; 650E, 650X Performance Edition and 650X Commemorative Edition are also equipped with 98kWh ternary lithium battery, and the battery life under CLTC condition is 650km.

Home of the car

Home of the car

Home of the car

  It is worth mentioning that the latest S4 super-filled pile in Xpeng Motors has a maximum power of 480kW, a maximum current of 670A and a peak charging power of 400kW. In the construction of S4 super-fast filling piles, in 2022, Xpeng Motors will focus on building S4 super-fast filling stations in the top 10 cities with G9 orders; Explore key cities and core highways in 2023; In 2025, Xpeng Motors will build a permanent 3km energy station for car owners. By 2025, Xpeng Motors hopes to build another 2,000 ultra-fast charging stations. According to the information released by Xpeng Motors, Tucki G9 top model supports S4′ s 480kW overcharge, and other configuration versions support S3 overcharge. (Text/car home Zhouyi)

The General Administration of Market Supervision exposed 10 cases of illegal advertising involving guidance.

  Cctv newsAccording to the news of WeChat official account WeChat, since 2022, the General Administration of Market Supervision has organized the rectification of commercial marketing hype of the top 20 borrowers, and instructed all localities to strictly and promptly investigate and deal with marketing hype and other advertising violations that damage national dignity, hinder social stability, hinder social public order and violate social good manners with a zero-tolerance attitude. Ten typical cases that have been completed are now selected for exposure.

  First, Liaocheng yanggu county Central Hospital released 20 cases of illegal advertisements involving the party.

  According to a survey conducted by the Market Supervision Bureau of Liaocheng City, Shandong Province, yanggu county Central Hospital posted on its WeChat WeChat official account a message containing "Welcome to the 20 Great Endeavors, New Journey to Welcome the Party’s 20 Great Victory, Celebrate the 101st Anniversary of the Founding of the Communist Party of China (CPC), and the Digestive Endoscopy Room of yanggu county Central Hospital is now developed for enterprises, institutions or families in yanggu county ‘ Group style ’ Painless gastrointestinal endoscopy activities "and other content of advertising, marketing hype in the name of the party’s 20, the above behavior violates the relevant provisions of the Advertising Law of People’s Republic of China (PRC).

  On September 28th, 2022, Liaocheng Market Supervision Bureau imposed an administrative penalty of 200,000 yuan on yanggu county Central Hospital.

  Second, the Third People’s Hospital of Hengshui released the top 20 illegal advertising cases involving the party.

  According to the investigation by the Market Supervision Bureau of Hengshui City, Hebei Province, the Third People’s Hospital of Hengshui City posted an advertisement on WeChat WeChat official account with the contents of "Welcome to the 20th National Congress, Early Diagnosis and Treatment, and the preferential storm of the anti-cancer medical examination package strikes", and used the name of the 20th National Congress of the Communist Party of China for marketing hype, which violated the relevant provisions of the Advertising Law of People’s Republic of China (PRC).

  On September 23, 2022, Hengshui Municipal Market Supervision Bureau imposed an administrative penalty of 200,000 yuan on Hengshui Third People’s Hospital.

  3. Jiaxing Zhongtang Liquor Co., Ltd. issued an illegal advertising case involving the celebration of the 100th anniversary of the founding of the Party.

  The market supervision bureau of renhuai city City, Guizhou Province found out that Zhejiang Jiaxing Zhongtang Liquor Co., Ltd. customized the production of "Guotai Lizan 100" wine in Guizhou Guotai Liquor Sales Co., Ltd., and the customized "Guotai Lizan 100" wine package was printed with the ship-shaped pattern of "Lizan 100 Wine" and the words "1921-2021", which violated the above-mentioned behavior.

  On March 24th, 2022, renhuai city Municipal Market Supervision Bureau imposed an administrative penalty of 1 million yuan on Jiaxing Zhongtang Liquor Co., Ltd..

  Iv. the case of illegal advertisement issued by archik Hitachi household appliances (Shanghai) co., ltd.

  Shanghai Pudong New Area Market Supervision Bureau investigated and found out that Akilik Hitachi Household Appliances (Shanghai) Co., Ltd. released a document containing "‘ July 7th Festival ’ Electrical appliances promotion "and other content of advertising, in the name of" July 7th Festival "to carry out advertising promotion activities, damage China’s national dignity, the above behavior violates the relevant provisions of the Advertising Law of People’s Republic of China (PRC).

  On January 5, 2023, Shanghai Pudong New Area Market Supervision Bureau imposed an administrative penalty of 600,000 yuan on Achillek Hitachi Household Appliances (Shanghai) Co., Ltd. according to law.

  V. Shaanxi Yongbeida E-Commerce Co., Ltd. issued a case of illegal advertising in the name of state organs and state organ staff.

  The investigation by Xi ‘an Market Supervision Bureau of Shaanxi Province found that Shaanxi Yongbeida E-Commerce Co., Ltd. posted an advertisement on its WeChat WeChat official account in the form of live broadcast to promote the related products of Hanzhong Guganlian Organic Agriculture Development Co., Ltd., and used the name or image of state organs and state organ staff to promote the marketing of Fuping Moyu circular souvenirs without authorization, which violated the relevant provisions of the Advertising Law of People’s Republic of China (PRC).

  On December 5, 2022, Xi ‘an Municipal Market Supervision Bureau imposed an administrative penalty of 450,000 yuan on Shaanxi Yongbeida E-Commerce Co., Ltd. according to law.

  6. Sichuan Hefeng Real Estate Development Co., Ltd. issued an illegal advertising case.

  According to the investigation of Shuangliu District Market Supervision Bureau in Chengdu, Sichuan Province, Sichuan Hefeng Real Estate Development Co., Ltd. released the essence of the four famous lakes … … Nanhu District (Phase III) not only has charming scenery, but also witnessed the birth of the Communist Party of China (CPC) ".In the case that the" Nanhu "where the project is located has no actual connection with Jiaxing Nanhu and the Party’s first class, it creates gimmicks and hypes, which violates the relevant provisions of the Advertising Law of People’s Republic of China (PRC).

  On March 1, 2022, Chengdu Shuangliu District Market Supervision Bureau imposed an administrative penalty of 602,160 yuan on Sichuan Hefeng Real Estate Development Co., Ltd. according to law.

  7. Hefei Jieshijie New Materials Co., Ltd. issued an illegal advertisement case of irregular China map.

  According to the investigation of Hefei Market Supervision Bureau, Hefei Jieshijie New Materials Co., Ltd. omitted to draw Taiwan Province, Diaoyu Island, Dongweiyu Island, Nanhai Islands and Jiu Duan Line on the map of China used in its advertisement in official website. At the same time, there were some problems such as blocking and covering the national boundary, which damaged national dignity. The above actions violated the relevant provisions of People’s Republic of China (PRC) Advertising Law.

  On October 24, 2022, Hefei Municipal Market Supervision Bureau imposed an administrative penalty of 200,000 yuan on Hefei Jieshijie New Materials Co., Ltd. according to law.

  8. Shanxi Shanjiangcun Real Estate Development Co., Ltd. issued an illegal advertisement case involving the crash of China Eastern Airlines.

  According to the investigation of Jinzhou Market Supervision Bureau of Shanxi Province, Shanxi Shanjiangcun Real Estate Development Co., Ltd. used the hot news of the loss of flight MU5735 to publish the advertisement of "Newly-built Fudi" real estate with the elements of the event through WeChat friends circle, which violated the good social customs and violated the relevant provisions of the Advertising Law of People’s Republic of China (PRC).

  On June 13th, 2022, Jinzhou Municipal Market Supervision Bureau imposed an administrative penalty of 500,000 yuan on Shanxi Shanjiangcun Real Estate Development Co., Ltd. according to law.

  IX. Xi ‘an Tiansong Catering Co., Ltd. issued an illegal advertisement case involving the crash of China Eastern Airlines.

  According to the investigation of Xi ‘an Market Supervision Bureau, Xi ‘an Tiansong Catering Co., Ltd. posted a message on its WeChat WeChat official account containing "On March 21st, everyone in Xi ‘an received both bad news and good news. Bad news On March 21st, at 14: 20 noon, China Eastern Airlines flight MU5735 lost its connection over Wuzhou, Guangxi … … The good news is that the new round of epidemic in Xi ‘an has come to an end, and the advertisements such as "We can have dinner in class, and we will resume work in an all-round way on March 22nd" violate the good social customs, and the above behaviors violate the relevant provisions of the Advertising Law of People’s Republic of China (PRC).

  On June 28th, 2022, Xi ‘an Municipal Market Supervision Bureau imposed an administrative penalty of 430,000 yuan on Xi ‘an Tiansong Catering Co., Ltd. according to law.

  X. Illegal advertising case of Jiangxi Renhetang Pharmaceutical Chain Co., Ltd. and Jiangxi Huikang Technology Co., Ltd.

  The market supervision bureau of Zhangshu City, Jiangxi Province found out that Jiangxi Renhetang Pharmaceutical Chain Co., Ltd. entrusted Jiangxi Huikang Technology Co., Ltd. to provide services such as operation, planning, promotion and sales for women’s personal care and maintenance products. When Jiangxi Huikang Technology Co., Ltd. promoted and sold "Fuyanjie Hyaluronic Acid Rose Nourishing Lotion" in the official flagship store of Tmall, it used a lot of vulgar, vulgar and kitsch words in the advertising of the product details page, which harmed women’s dignity and violated the good social customs. The above behavior violated the relevant provisions of the Advertising Law of People’s Republic of China (PRC).

  On August 18th, 2022, Zhangshu Market Supervision Bureau imposed an administrative penalty of 800,000 yuan on Jiangxi Huikang Technology Co., Ltd. and 500,000 yuan on Jiangxi Renhetang Pharmaceutical Chain Co., Ltd..